Expenses incurred when the wedding/ceremony or reception must be cancelled for most reasons beyond your control.

The additional cost of alternative services incurred to avoid cancelling the wedding/ceremony or reception due to an insured cause.

The additional cost of alternative transport in the event of non-appearance of your pre-booked wedding/ceremony transport.

For loss of deposits for the purchase or hire of wedding/ceremony attire following the financial failure of the supplier.

For repair, replacement or hire costs following damage to or loss of the wedding dress, bridesmaids dresses and hired menswear prior to the wedding/ceremony. If loss or irreparable damage occurs after commencement of the wedding/ceremony, we will pay the market value of the lost or damaged items up to a maximum payment of 50% of the purchase price.

We will pay to retake photographs if the professional photographer fails to appear or if the negatives are lost or damaged.

We will refund sums paid for professional video production if the video operator fails to appear or if the original tape is lost or damaged before finished copies are made.

We will pay for loss of or damage to wedding/ceremony presents and attendants presents in your possession within 24 hours of the wedding/ceremony and at the reception.

We will pay for loss of or damage to the wedding/ceremonial rings during the 7 days prior to the Wedding/ceremony

We will reimburse any deposits paid for goods or services for the wedding/ceremony or reception in the event of the financial failure of the supplier. We will also reimburse any deposits paid for live entertainers if they do not appear.

We will pay for loss of or damage to the wedding/celebration cake, on or before the wedding/celebration day.

We will pay for your legal liability for accidental injury to any person or damage to their property.